I am also looking for a solution for a current project of mine.
Ideally the user can upload 1 allowed file type and text descriptions via a SAEF. The upload is done inside the current browser window (no popups) and is uploaded when the entry is submitted (to aviod accidental content being uploaded). Ideally the file uploads would be stored in a sub directory which is the same as the user’s member_id, and it would not be possible to overwrite existing files.
I assume nothing like this exists?